...well the financial blogs are about people who were in dept - got out of it and now write about it to the betterment of everybody else. To me writing this in the blog is a kind of evaluation tool. If I´ve written it down I cannot fool myself. That also means that I cannot yet say: I´ve done it THIS is the way for me...

Interesting that it sounds the way you described- because the motivation comes from the outside world. (Gotten yelled at for not doing thing I was supposed to do) but one just changes when one cannot bear it any longer I suppose;-)